Updated with new limited-time offers. Hilton and American Express offer several co-branded credit cards that provide benefits for frequent Hilton guests. Welcome offers are typically limited to one per person, per card, over a lifetime, so it’s wise to apply when a temporary bonus or limited-time promotion is available. Some links occasionally appear without lifetime-language (no-lifetime-language), but many offers still include language that can make applicants ineligible if they’ve held the same card or prior versions of it.
You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application.
Hilton Honors American Express Card (No Annual Fee)
- Limited Time Offer: Earn 100,000 Bonus Points and a $100 Statement Credit after $2,000 in purchases within the first 6 months of Card Membership. Offer ends 7/29/26.
- 7X Hilton Honors Bonus Points per dollar on eligible purchases at Hilton hotels and resorts.
- 5X Hilton Honors Bonus Points per dollar at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- 3X Hilton Honors Bonus Points per dollar on other eligible purchases.
- Hilton Honors Silver Status comes with the card; spend $20,000 on eligible purchases in a calendar year to upgrade to Hilton Honors Gold Status through the end of the next calendar year.
- No foreign transaction fees.
- No annual fee.
Hilton Honors American Express Surpass Card ($150 Annual Fee, waived first year)
- Limited Time Offer: Earn 130,000 Bonus Points after $3,000 in purchases within the first 6 months of Card Membership. Offer ends 7/29/26.
- 12X Hilton Honors Bonus Points per dollar on eligible purchases at Hilton hotels and resorts.
- 6X Hilton Honors Bonus Points per dollar at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- 4X Hilton Honors Bonus Points per dollar on U.S. online retail purchases.
- 3X Hilton Honors Bonus Points per dollar on other eligible purchases.
- Hilton Honors Gold Status comes with the card; spend $40,000 on eligible purchases in a calendar year to upgrade to Hilton Honors Diamond Status through the end of the next calendar year.
- Up to $200 in Hilton statement credits annually. Receive up to $50 in statement credits per quarter for purchases made directly with participating Hilton properties.
- No foreign transaction fees.
- Earn an additional Free Night Reward after $15,000 in eligible purchases in a calendar year.
- $0 introductory annual fee for the first year, then $150.
Hilton Honors American Express Aspire Card ($550 Annual Fee)
- Limited Time Offer: Earn 175,000 Bonus Points after $6,000 in purchases within the first 6 months of Card Membership. Offer ends 7/29/26.
- 14X Hilton Honors Bonus Points per dollar on eligible purchases at Hilton hotels and resorts.
- 7X Bonus Points per dollar on flights booked directly with airlines or on amextravel.com, on car rentals booked directly from select car rental companies, and at U.S. restaurants.
- 3X Hilton Honors Bonus Points per dollar on other eligible purchases.
- Hilton Honors Diamond Status comes with the card.
- $400 Hilton Resort Credit. Up to $200 in statement credits semi-annually for eligible purchases at participating Hilton Resorts, totaling up to $400 annually.
- $200 Flight Credit. Up to $50 in statement credits per quarter (up to $200 annually) on flight purchases made directly with an airline or through amextravel.com when charged to the card.
- $209 CLEAR+ Credit. Up to $209 per calendar year in statement credits for a CLEAR+ membership when paid with the card (subject to auto-renewal).
- No foreign transaction fees.
- Multiple Free Night Reward opportunities. Enjoy an Annual Free Night Reward in your first year and each renewal year. Earn an additional Free Night after $30,000 in purchases in a calendar year, and another after $60,000 in purchases in the same calendar year.
- $550 annual fee.
Hilton Honors American Express Business Card ($195 Annual Fee, waived first year)
- Earn 130,000 Hilton Honors Bonus Points after $8,000 in purchases within the first 6 months of Card Membership. $0 introductory annual fee for the first year, then $195. Offer ends July 29, 2026.
- 12X Hilton Honors Bonus Points per dollar on eligible purchases at Hilton hotels and resorts.
- 5X Hilton Honors Bonus Points per dollar on other purchases made with the card (on the first $100,000 in purchases each calendar year; 3X thereafter).
- Up to $240 in Hilton statement credits annually (up to $60 per quarter) for purchases made directly at Hilton properties.
- Complimentary Hilton Honors Gold Status (including benefits like complimentary breakfast, potential room upgrades, and a fifth standard reward night free).
- Upgrade to Hilton Honors Diamond Status through the end of the calendar year if eligible purchases on the account reach $40,000 or more in a calendar year.
- $0 introductory annual fee for the first year, then $195.
How much are Hilton Honors points worth? The best value generally comes from booking free hotel nights or using Points & Money redemptions that combine points and cash. Value varies widely by property. Recent comparisons show the same 60,000 points can cover rooms that cost roughly $320 to $532 in cash. A common conservative valuation is about 0.5 cents per point. At that rate, 150,000 points equal roughly $750 in hotel value, and 100,000 points equal about $500 toward Hilton stays.
Hilton’s portfolio spans many brands, from business-friendly DoubleTree to luxury Waldorf Astoria and Conrad properties, which increases flexibility for redeeming points. Hilton also allows point transfers and pooling among family and household members. Points remain useful as long as you keep your account active at least once every 12 months, and these credit cards can help generate that activity.
Free Night Award details. When available, a Free Night Award is valid for one standard room night at eligible Hilton properties and covers resort fees and taxes. Redemption options can be valuable, but be sure to review property exclusions and full terms before booking. To redeem a Free Night Reward, call Hilton Honors at 1-800-446-6677 (1-800-HHONORS). Agents can assist with combining multiple certificates or pairing a Free Night with a paid stay. Free Night Rewards typically expire 12 months from the date of issuance.
Examples of valuable redemptions include luxury resorts and city properties. For instance, a Free Night Award redeemed at a high-end resort could otherwise require 110,000 Hilton points for a comparable standard room night.
Bottom line. Hilton co-branded American Express cards provide good value for frequent Hilton guests through accelerated points-earning categories, status benefits, annual credits, and Free Night opportunities. Because American Express usually limits welcome offers to one per person per card, the optimal time to apply is during a limited-time elevated signup bonus.