Top U.S. States with the Strongest and Weakest Unemployment Benefits

Every U.S. state provides unemployment insurance to help residents through financial hardship. Which states offer the most generous support when you lose a job?

The national average maximum weekly benefit (WBA) across all 50 states plus Washington, D.C., is $462, and the average total maximum benefit amount is $11,930. Some states provide substantially more, while others offer considerably less.

Below is a ranked summary of states by their total maximum unemployment benefit amount, including key details and where to file a claim. Figures reflect individual benefit amounts; dependent allowances are noted where applicable. All amounts are pre-tax.

51. Florida

Job fair in Miami

Lynne Sladky / AP Photo

Capital: Tallahassee

Population: 21.3 million

Main industries: Agriculture, tourism, international trade, aerospace and aviation

Unemployment rate: 2.8%

Maximum weekly benefit amount: $275

Maximum weeks: 12

Total maximum benefit amount: $3,330

Where to file: Florida Department of Economic Opportunity

Bottom line: Florida offers the lowest total maximum among all states—just $275 per week for a maximum of 12 weeks. Approval can be difficult in some cases, and the short duration limits overall support despite a relatively low unemployment rate.

50. North Carolina

Moral Monday protester in Raleigh, North Carolina

Gerry Broome / AP Photo

Capital: Raleigh

Population: 10.48 million

Main industries: Aerospace and defense, automotive, IT, biotechnology, chemicals, food processing

Unemployment rate: 3.6%

Maximum weekly benefit amount: $350

Maximum weeks: 12

Total maximum benefit amount: $4,200

Where to file: North Carolina Department of Commerce

Bottom line: North Carolina’s weekly maximum is higher than the lowest states, but benefits last only 12 weeks, capping total support at $4,200. The state also has a low minimum WBA.

49. Georgia

Georgia Department of Labor career center

David Goldman / AP Photo

Capital: Atlanta

Population: 10.52 million

Main industries: Agriculture, energy, automotive, tourism

Unemployment rate: 3.1%

Maximum weekly benefit amount: $330

Maximum weeks: 14

Total maximum benefit amount: $4,620

Where to file: Georgia Department of Labor

Bottom line: Georgia’s maximum weekly benefit is below the national average and payable for a limited period, resulting in a modest total benefit amount.

48. Mississippi

Convenience store in Greenwood, Mississippi

Wong Maye-E / AP Photo

Capital: Jackson

Population: 2.97 million

Main industries: Agriculture, manufacturing, fishing, gambling, oil and gas

Unemployment rate: 5.5%

Maximum weekly benefit amount: $235

Maximum weeks: 26

Total maximum benefit amount: $6,110

Where to file: Mississippi Department of Employment Security

Bottom line: Mississippi’s weekly maximum is the lowest in the nation, though it is paid over a longer period—up to 26 weeks—resulting in a modest total benefit that reflects a weaker labor market.

47. Arizona

Job board in Phoenix, Arizona

Matt York / AP Photo

Capital: Phoenix

Population: 7.17 million

Main industries: Aerospace, defense, health care

Unemployment rate: 4.5%

Maximum weekly benefit amount: $240

Maximum weeks: 26

Total maximum benefit amount: $6,240

Where to file: Arizona Department of Economic Security

Bottom line: Arizona’s maximum is low but it maintains a modest minimum. The state has faced criticism for claimant friendliness and job-placement support.

46. Missouri

Laid-off worker in Eureka, Missouri

Jeff Roberson / AP Photo

Capital: Jefferson City

Population: 6.13 million

Main industries: Agriculture, bioscience, manufacturing, health care, tourism

Unemployment rate: 3.5%

Maximum weekly benefit amount: $320

Maximum weeks: 20

Total maximum benefit amount: $6,400

Where to file: Missouri Department of Labor

Bottom line: Missouri’s weekly benefit is below average and paid for fewer weeks than most states, producing a modest overall benefit cap. Proposals to further reduce benefit duration under low-unemployment conditions have surfaced in recent years.

45. Louisiana

Construction site in New Orleans

Patrick Semansky / AP Photo

Capital: Baton Rouge

Population: 4.64 million

Main industries: Tourism, oil and gas, chemicals, fishing, agriculture

Unemployment rate: 5.3%

Maximum weekly benefit amount: $247

Maximum weeks: 26

Total maximum benefit amount: $6,422

Where to file: Louisiana Workforce Commission

Bottom line: Louisiana calculates benefits as a percentage of base period wages, capping weekly payments at $247. The state’s relatively high unemployment rate and low weekly cap limit overall support for claimants.

44. South Carolina

Employment Security Commission in Columbia, South Carolina

Mary Ann Chastain / AP Photo

Capital: Columbia

Population: 5.14 million

Main industries: Manufacturing, health care, automotive, life sciences, aerospace

Unemployment rate: 2.4%

Maximum weekly benefit amount: $326

Maximum weeks: 20

Total maximum benefit amount: $6,520

Where to file: South Carolina Department of Employment and Workforce

Bottom line: South Carolina’s strong manufacturing growth has driven low unemployment, but the state’s unemployment insurance provides only a modest weekly benefit for a shorter duration than many states.

42. (t) Alabama

Unemployed women in Decatur, Alabama

Gary Cosby Jr. / AP Photo/The Decatur Daily

Capital: Montgomery

Population: 4.88 million

Main industries: Health care, agriculture, manufacturing, chemicals, automotive, IT

Unemployment rate: 2.7%

Maximum weekly benefit amount: $275

Maximum weeks: 26

Total maximum benefit amount: $7,150

Where to file: Alabama Department of Labor

Bottom line: Alabama’s weekly maximum is low and its minimum WBA is also minimal. Still, the state has maintained a relatively low unemployment rate in recent years.

42. (t) Tennessee

Unemployed parents in Perry County, Tennessee

Josh Anderson / AP Photo

Capital: Nashville

Population: 6.82 million

Main industries: Education, entertainment, tourism, agriculture, automotive, health care

Unemployment rate: 3.3%

Maximum weekly benefit amount: $275

Maximum weeks: 26

Total maximum benefit amount: $7,150

Where to file: Tennessee Department of Labor and Workforce Development

Bottom line: Tennessee provides limited weekly benefits for a standard 26-week period. The state’s unemployment rate is moderate.

41. Michigan

Women at a bus stop in Detroit

Corey Williams

Capital: Lansing

Population: 9.98 million

Main industries: Automotive, manufacturing, tourism, agriculture, aerospace

Unemployment rate: 3.8%

Maximum weekly benefit amount: $362

Maximum weeks: 20

Total maximum benefit amount: $7,240

Where to file: Michigan Department of Labor and Economic Opportunity

Bottom line: Michigan’s maximum weekly amount is below the national average and comes with a modest minimum. Many counties in the state report average weekly wages below the national mean.

40. Kansas

Job seekers in Overland Park, Kansas

Charlie Riedel / AP Photo

Capital: Topeka

Population: 2.91 million

Main industries: Agriculture, health care, manufacturing, transportation

Unemployment rate: 3.1%

Maximum weekly benefit amount: $474

Maximum weeks: 16 (up to 26 in high unemployment)

Total maximum benefit amount: $7,584

Where to file: Kansas Department of Labor

Bottom line: Kansas pays slightly above the national weekly average but limits benefits to 16 weeks when unemployment is low; the duration expands if unemployment rises.

39. Kentucky

Unemployed worker at Kentucky Career Center in Harlan, Kentucky

David Goldman / AP Photo

Capital: Frankfort

Population: 4.46 million

Main industries: Health care, coal, automotive, government, tourism

Unemployment rate: 4.3%

Maximum weekly benefit amount: $552

Maximum weeks: 16 (up to 26 in high unemployment)

Total maximum benefit amount: $8,832

Where to file: Kentucky Career Center

Bottom line: Kentucky’s WBA is well above average but is payable for fewer weeks under normal conditions; benefit duration can expand during higher unemployment.

38. South Dakota

Mount Rushmore in Keystone, South Dakota

David Zalubowski / AP Photo

Capital: Pierre

Population: 882,235

Main industries: Banking, agriculture, manufacturing, bioscience, retail

Unemployment rate: 3.4%

Maximum weekly benefit amount: $345

Maximum weeks: 26

Total maximum benefit amount: $8,970

Where to file: South Dakota Department of Labor and Regulation

Bottom line: South Dakota’s maximum WBA is below many nearby states, but it provides the benefit for the full 26-week period.

37. Arkansas

Downtown Little Rock, Arkansas

Brandon Johnson / Unsplash

Capital: Little Rock

Population: 3 million

Main industries: Health care, agriculture, aerospace, transportation, food manufacturing

Unemployment rate: 3.5%

Maximum weekly benefit amount: $451

Maximum weeks: 20

Total maximum benefit amount: $9,020

Where to file: Arkansas Division of Workforce Services

Bottom line: Arkansas’ weekly benefit is slightly below the national average and paid over a shorter period than the typical 26 weeks, though the state’s lower cost of living makes the benefit relatively more useful.

35. (t) Alaska

Juneau, Alaska

Mark Brennan / Flickr

Capital: Juneau

Population: 737,438

Main industries: Oil and gas, fishing, tourism

Unemployment rate: 6.0%

Maximum weekly benefit amount: $370

Maximum weeks: 26

Total maximum benefit amount: $9,620

Where to file: Alaska Department of Labor

Bottom line: Alaska’s cost of living is high for some essentials, yet its maximum WBA is below the national average and the state has the highest unemployment rate among states.

35. (t) Wisconsin

Milwaukee Hire Center in Milwaukee, Wisconsin

Morry Gash / AP Photo

Capital: Madison

Population: 5.82 million

Main industries: Agriculture, food processing, aerospace, manufacturing, biotechnology

Unemployment rate: 3.5%

Maximum weekly benefit amount: $370

Maximum weeks: 26

Total maximum benefit amount: $9,620

Where to file: Wisconsin Department of Workforce Development

Bottom line: Wisconsin’s weekly benefits range from a modest minimum to a maximum of $370 and are payable for a full 26 weeks.

34. Virginia

Container ship at the Virginia International Gateway in Norfolk

Steve Helber / AP Photo

Capital: Richmond

Population: 8.53 million

Main industries: Health care, agriculture, aerospace, military, biotechnology

Unemployment rate: 2.7%

Maximum weekly benefit amount: $378

Maximum weeks: 26

Total maximum benefit amount: $9,828

Where to file: Virginia Employment Commission

Bottom line: Virginia provides a weekly maximum below the national average, but the state enjoys a healthy employment environment.

33. Indiana

Union workers in Indianapolis, Indiana

Michael Conroy / AP Photo

Capital: Indianapolis

Population: 6.73 million

Main industries: Pharmaceuticals, energy, automotive, manufacturing, transportation

Unemployment rate: 3.1%

Maximum weekly benefit amount: $390

Maximum weeks: 26

Total maximum benefit amount: $10,140

Where to file: Indiana Department of Workforce Development

Bottom line: Indiana’s WBA is modest and reflects a lower cost of living; full maximum payments total $10,140 over 26 weeks.

32. Delaware

DuPont nylon plant in Seaford, Delaware (closed in 2003)

Carla Varisco / AP Photo

Capital: Dover

Population: 967,171

Main industries: Agriculture, fishing, manufacturing, mining

Unemployment rate: 4.0%

Maximum weekly benefit amount: $400

Maximum weeks: 26

Total maximum benefit amount: $10,400

Where to file: Delaware Department of Labor

Bottom line: Delaware’s benefits are below the national average and the state adjusts benefits based on the balance of its unemployment tax fund, which can tighten support during downturns.

31. Idaho

Man files for unemployment at the Idaho Department of Labor in Caldwell, Idaho

Charlie Litchfield / AP Photo/Idaho Press-Tribune

Capital: Boise

Population: 1.78 million

Main industries: Agriculture, manufacturing, health care, food processing

Unemployment rate: 2.8%

Maximum weekly benefit amount: $410

Maximum weeks: 26

Total maximum benefit amount: $10,660

Where to file: Idaho Department of Labor

Bottom line: Idaho offers a $410 maximum WBA with a statutory minimum; benefit duration and totals are standard at 26 weeks.

30. West Virginia

Yukon, West Virginia

David Goldman / AP Photo

Capital: Charleston

Population: 1.79 million

Main industries: Mining, chemicals, biotech, aerospace, tourism

Unemployment rate: 5.0%

Maximum weekly benefit amount: $424

Maximum weeks: 26

Total maximum benefit amount: $11,024

Where to file: WorkForce West Virginia

Bottom line: West Virginia’s total maximum is slightly below average and the state has a higher-than-average unemployment rate; its online filing system is a relatively recent development.

29. New Mexico

Santa Fe, New Mexico

Getty Images

Capital: Santa Fe

Population: 2 million

Main industries: Oil and gas, defense, tourism, mining, retail

Unemployment rate: 4.8%

Maximum weekly benefit amount: $425

Maximum weeks: 26

Total maximum benefit amount: $11,050

Where to file: New Mexico Workforce Connection

Bottom line: New Mexico’s WBA is below the national average and the state allows limited dependent additions; unemployment remains relatively high compared with many states.

27. (t) Nevada

Unemployed people at the One-Stop Career Center in Las Vegas, Nevada

John Locher / AP Photo

Capital: Carson City

Population: 3.08 million

Main industries: Mining, gambling, tourism, agriculture, manufacturing

Unemployment rate: 3.6%

Maximum weekly benefit amount: $427

Maximum weeks: 26

Total maximum benefit amount: $11,102

Where to file: Nevada Department of Employment, Training and Rehabilitation

Bottom line: Nevada’s weekly maximum is slightly below average, and the state’s cost of living can be higher than the national norm in some regions.

27. (t) New Hampshire

Labor Ready office in Concord, New Hampshire

Jim Cole / AP Photo

Capital: Concord

Population: 1.35 million

Main industries: Mining, manufacturing, health care, energy, insurance

Unemployment rate: 2.6%

Maximum weekly benefit amount: $427

Maximum weeks: 26

Total maximum benefit amount: $11,102

Where to file: New Hampshire Employment Security

Bottom line: New Hampshire achieves low unemployment and provides a mid-range WBA payable for a standard 26-week period.

26. Maryland

Unemployed man in Baltimore, Maryland

Patrick Semansky / AP Photo

Capital: Annapolis

Population: 6 million

Main industries: Aerospace and defense, fishing, manufacturing

Unemployment rate: 3.3%

Maximum weekly benefit amount: $430

Maximum weeks: 26

Total maximum benefit amount: $11,180

Where to file: Maryland Department of Labor

Bottom line: Maryland’s maximum WBA sits slightly below the national average; dependent allowances can add a modest amount but cannot exceed the cap.

25. Nebraska

Job seeker in Omaha, Nebraska

Nati Harnik / AP Photo

Capital: Lincoln

Population: 1.93 million

Main industries: Insurance, agriculture, financial services, health care, transportation

Unemployment rate: 2.9%

Maximum weekly benefit amount: $440

Maximum weeks: 26

Total maximum benefit amount: $11,440

Where to file: Nebraska Works

Bottom line: Nebraska updates its maximum benefit annually and maintains a relatively strong labor market; its benefits are serviceable given the state’s relatively low cost of living.

24. District of Columbia

U.S. Capitol Dome

Carolyn Kaster / AP Photo

Population: 711,571

Main industries: Federal government, education, tourism

Unemployment rate: 5.2%

Maximum weekly benefit amount: $444

Maximum weeks: 26

Total maximum benefit amount: $11,544

Where to file: Department of Employment Services (D.C.)

Bottom line: D.C.’s total maximum is slightly below the national average, and its high cost of living and elevated unemployment rate can make benefits less sufficient for many residents.

23. Maine

Man looking for work in Portland, Maine

Pat Wellenbach

Capital: Augusta

Population: 1.34 million

Main industries: Health care, retail, tourism, construction, fishing

Unemployment rate: 3.1%

Maximum weekly benefit amount: $445

Maximum weeks: 26

Total maximum benefit amount: $11,570

Where to file: Maine Department of Labor

Bottom line: Maine’s WBA is near the national average and allows a limited dependent allowance of $10 per dependent up to half of the WBA.

22. Iowa

Man at food pantry in Storm Lake, Iowa

Charlie Neibergall / AP Photo

Capital: Des Moines

Population: 3.15 million

Main industries: Insurance, agriculture, food processing, advanced manufacturing

Unemployment rate: 2.8%

Maximum weekly benefit amount: $447 (up to $548 with dependents)

Maximum weeks: 26

Total maximum benefit amount: $11,622 (up to $14,248 with dependents)

Where to file: Iowa Workforce Development

Bottom line: Iowa’s WBA is slightly under the national average but its lower cost of living and dependent allowances make the benefits more meaningful in many areas.

21. California

Workers apply for unemployment benefits in Los Angeles

Marcio Jose Sanchez / AP Photo

Capital: Sacramento

Population: 39.56 million

Main industries: Tech, agriculture, aerospace, tourism, film

Unemployment rate: 3.9%

Maximum weekly benefit amount: $450

Maximum weeks: 26

Total maximum benefit amount: $11,700

Where to file: California Employment Development Department

Bottom line: California’s weekly maximum is close to the national average but often insufficient in high-cost metros. The state, however, has processes that many consider claimant-friendly.

20. Vermont

Lumber worker in Henniker, New Hampshire

Jim Cole / AP Photo

Capital: Montpelier

Population: 626,299

Main industries: Tourism, agriculture, food processing, renewable energy, health care

Unemployment rate: 2.4%

Maximum weekly benefit amount: $458

Maximum weeks: 26

Total maximum benefit amount: $11,908

Where to file: Vermont Department of Labor

Bottom line: Vermont offers benefits near the national average and enjoys one of the lowest unemployment rates, which can make re-employment easier.

19. Illinois

Illinois Department of Employment Security office

Seth Perlman / AP Photo

Capital: Springfield

Population: 12.67 million

Main industries: Insurance, manufacturing, agriculture, transport, energy

Unemployment rate: 3.5%

Maximum weekly benefit amount: $471 (up to $645 with dependents)

Maximum weeks: 26

Total maximum benefit amount: $12,246 (up to $16,770 with dependents)

Where to file: Illinois Department of Employment Security

Bottom line: Illinois provides above-average benefits, and dependent allowances can significantly increase total support for families.

18. Ohio

Laid-off autoworker in Warren, Ohio

John Minchillo / AP Photo

Capital: Columbus

Population: 11.68 million

Main industries: Manufacturing, aerospace, agriculture, insurance, bioscience

Unemployment rate: 4.1%

Maximum weekly benefit amount: $480 (up to $647 with dependents)

Maximum weeks: 26

Total maximum benefit amount: $12,480 (up to $16,822 with dependents)

Where to file: Ohio Department of Job and Family Services

Bottom line: Ohio uses dependency classifications to determine benefit amounts; totals can be substantially higher for claimants with dependents.

17. Montana

Coal power plant in Colstrip, Montana

Matt Brown / AP Photo

Capital: Helena

Population: 1.06 million

Main industries: Agriculture, forestry, mining, energy, health care

Unemployment rate: 3.5%

Maximum weekly benefit amount: $487

Maximum weeks: 26

Total maximum benefit amount: $12,662

Where to file: Montana Works

Bottom line: Montana’s calculation method ties benefits to top earning quarters and yields a solid maximum weekly amount leading to a substantial total over 26 weeks.

16. Wyoming

Black Thunder Mine in Wright, Wyoming

Matthew Brown / AP Photo

Capital: Cheyenne

Population: 0.57 million

Main industries: Mining, agriculture, tourism, manufacturing

Unemployment rate: 3.7%

Maximum weekly benefit amount: $489

Maximum weeks: 26

Total maximum benefit amount: $12,714

Where to file: Wyoming Workforce Services

Bottom line: Wyoming’s maximum WBA has been stable in recent years; benefits are modest at the minimum and generous at the maximum when measured against population averages.

15. Utah

Federal worker in Ogden, Utah

Rick Bowmer / AP Photo

Capital: Salt Lake City

Population: 3.2 million

Main industries: Banking, manufacturing, mining, tourism

Unemployment rate: 2.5%

Maximum weekly benefit amount: $496

Maximum weeks: 26

Total maximum benefit amount: $12,896

Where to file: Department of Workforce Services (Utah)

Bottom line: Utah provides above-average weekly benefits and enjoys a very low unemployment rate, making it favorable for both job seekers and those relying on temporary benefits.

14. New York

Statue of Liberty

Getty Images

Capital: Albany

Population: 19.45 million

Main industries: Finance, tourism, health care, professional services, manufacturing

Unemployment rate: 3.8%

Maximum weekly benefit amount: $504

Maximum weeks: 26

Total maximum benefit amount: $13,104

Where to file: New York Department of Labor

Bottom line: New York’s WBA is higher than average and includes a reasonable minimum, though high living costs in cities like New York City reduce the benefit’s real purchasing power.

13. Texas

Job seeker in Dallas, Texas

LM Otero / AP Photo

Capital: Dallas

Population: 29 million

Main industries: Oil and gas, energy, agriculture, finance, tech, health care

Unemployment rate: 3.5%

Maximum weekly benefit amount: $521

Maximum weeks: 26

Total maximum benefit amount: $13,546

Where to file: Texas Workforce Commission

Bottom line: Texas offers strong maximum weekly benefits for a full 26 weeks, which can be helpful outside of high-cost metros.

12. Oklahoma

A resident of Hooker, Oklahoma

Shawn Yorks / AP Photo

Capital: Oklahoma City

Population: 3.95 million

Main industries: Oil and gas, aerospace, bioscience, health care, agriculture

Unemployment rate: 3.3%

Maximum weekly benefit amount: $539

Maximum weeks: 26

Total maximum benefit amount: $14,014

Where to file: Oklahoma Employment Security Commission

Bottom line: Oklahoma calculates benefits using a fraction of the highest quarter wages; its maximum weekly amount is well above average, producing a healthy total maximum.

11. Pennsylvania

Job fair in Philadelphia, Pennsylvania

Matt Rourke / AP Photo

Capital: Harrisburg

Population: 12.8 million

Main industries: Broadcasting, IT, tourism, manufacturing, chemicals

Unemployment rate: 4.7%

Maximum weekly benefit amount: $572 plus $8 per dependent (up to limits)

Maximum weeks: 26

Total maximum benefit amount: $14,872

Where to file: Pennsylvania Office of Unemployment Compensation

Bottom line: Pennsylvania provides a structured benefit schedule tied to highest quarterly wages, with dependent allowances that modestly increase weekly payments.

10. Rhode Island

Rhode Island Department of Labor and Training event in Cranston, Rhode Island

David Klepper / AP Photo

Capital: Providence

Population: 1.05 million

Main industries: Insurance, health care, tourism, banking, education

Unemployment rate: 3.4%

Maximum weekly benefit amount: $586 (up to $732 with dependents)

Maximum weeks: 26

Total maximum benefit amount: $15,236 (up to $19,032 with dependents)

Where to file: Rhode Island Department of Labor and Training

Bottom line: Rhode Island boosts weekly benefits significantly for claimants with dependents, raising total potential support well above many states.

9. Colorado

Humanitarian Center for Workers in Denver, Colorado

Will Powers / AP Photo

Capital: Denver

Population: 5.69 million

Main industries: Manufacturing, oil and gas, agriculture, tourism

Unemployment rate: 2.5%

Maximum weekly benefit amount: $618

Maximum weeks: 26

Total maximum benefit amount: $16,068

Where to file: Colorado Department of Labor and Employment

Bottom line: Colorado offers one of the nation’s more generous weekly payment rates, which can make temporary unemployment more manageable financially.

8. Hawaii

Honolulu, Hawaii

Getty Images

Capital: Honolulu

Population: 1.42 million

Main industries: Tourism, defense, agriculture, manufacturing

Unemployment rate: 2.7%

Maximum weekly benefit amount: $630

Maximum weeks: 26

Total maximum benefit amount: $16,380

Where to file: State of Hawaii Unemployment Insurance

Bottom line: Hawaii’s weekly maximum is high to reflect the island state’s elevated cost of living; benefits are paid for the standard 26-week duration.

7. Connecticut

Unemployed worker from Groton, Connecticut, in 2004

Jennifer Szymaszek / AP Photo

Capital: Hartford

Population: 3.56 million

Main industries: Insurance, finance, healthcare, bioscience, manufacturing

Unemployment rate: 3.7%

Maximum weekly benefit amount: $631

Maximum weeks: 26

Total maximum benefit amount: $16,406

Where to file: Connecticut Department of Labor

Bottom line: Connecticut’s maximum weekly amount is well above average, calculated by averaging top quarterly earnings; however, its job market is mixed compared with other states.

6. North Dakota

Oil rigs in North Dakota

Matthew Brown / AP Photo

Capital: Bismarck

Population: 760,077

Main industries: Oil and gas, agriculture, IT, manufacturing

Unemployment rate: 2.3%

Maximum weekly benefit amount: $633

Maximum weeks: 26

Total maximum benefit amount: $16,458

Where to file: North Dakota Job Service

Bottom line: North Dakota’s oil-driven economy supports one of the lowest unemployment rates in the U.S., and the state provides a strong maximum WBA for the standard 26 weeks.

5. Oregon

Job seeker in Portland, Oregon

Rick Bowmer / AP Photo

Capital: Salem

Population: 4.19 million

Main industries: Electronics, machinery, agriculture, forestry, food processing

Unemployment rate: 3.3%

Maximum weekly benefit amount: $648

Maximum weeks: 26

Total maximum benefit amount: $16,848

Where to file: Oregon Employment Department

Bottom line: Oregon provides a high weekly maximum, which can make a meaningful difference for claimants during extended unemployment spells despite a somewhat higher cost of living.

4. New Jersey

Delaware River at Camden, New Jersey, near the Ben Franklin Bridge

Mel Evans

Capital: Trenton

Population: 8.88 million

Main industries: Health care, pharmaceuticals, finance, manufacturing, technology

Unemployment rate: 3.8%

Maximum weekly benefit amount: $713

Maximum weeks: 26

Total maximum benefit amount: $18,538

Where to file: New Jersey Department of Labor and Workforce Development

Bottom line: New Jersey’s formula yields one of the country’s highest weekly amounts; limited dependent credits can further increase the benefit for families.

3. Minnesota

Unemployed man on Lake Superior in Duluth, Minnesota

Jack Rendulich / AP Photo

Capital: Saint Paul

Population: 5.63 million

Main industries: Agriculture, manufacturing, energy, data centers, bioscience

Unemployment rate: 3.2%

Maximum weekly benefit amount: $740

Maximum weeks: 26

Total maximum benefit amount: $19,240

Where to file: Minnesota Unemployment Insurance

Bottom line: Minnesota’s benefits replace roughly half of prior average weekly wages for many claimants, making it one of the nation’s most generous programs.

2. Washington

Seattle, Washington

Getty Images

Capital: Olympia

Population: 7.61 million

Main industries: Agriculture, aerospace, forestry, tourism, software

Unemployment rate: 3.9%

Maximum weekly benefit amount: $790

Maximum weeks: 26

Total maximum benefit amount: $20,540

Where to file: Washington Employment Security Department

Bottom line: Washington’s maximum weekly benefit is among the highest in the country, providing substantial temporary replacement income for eligible workers.

1. Massachusetts

Boston Red Sox fan

Robert F. Bukaty / AP Photo

Capital: Boston

Population: 6.9 million

Main industries: Finance, education, technology, manufacturing, tourism

Unemployment rate: 2.8%

Maximum weekly benefit amount: $823

Maximum weeks: 26 (up to 30 in high unemployment)

Total maximum benefit amount: $21,398 (up to $24,690 in high unemployment)

Where to file: Massachusetts Department of Unemployment Assistance

Bottom line: Massachusetts offers the most generous maximum weekly benefit in the country. Under normal conditions the state pays up to 26 weeks; that period can extend when unemployment is elevated, increasing the total possible payout.